We are dedicated to providing you with exemplary service. Our purpose is to make your transition into your new home as smooth as possible by guiding you through the home financing process. We offer complete mortgage lending services and a wide variety of loans.
Our loan officers will work closely with you to determine the best financing option for your specific needs. They will guide you through the entire process – from application through the closing of your home loan.
Because we take the time to learn about you and your individual situation, we translate that information into the mortgage program best suited for you. We also provide information to you about down payment assistance programs, affordable loan programs or loans with flexibility.
Call us today! We’ve got the key to your home loan.
Todd Boese, Senior Loan Officer
941-404-4750
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NMLS# 399744
With State Street Mortgage, Ltd. you’ll experience:
• Exemplary
service provided by seasoned professionals with a knowledgeable and
extensive lending background
• Convenience
of loan applications by web, phone, fax, mail or in person
• Loan
programs designed to meet your needs.
We are experienced in new construction financing, which is different
from simple purchase financing.
• In-house
processing, underwriting, closing and funding
• Competitive
interest rates
Our commitment to service
is more than just words – it’s action
When you apply for a home loan at State Street
Mortgage, Ltd., you can expect a pleasant experience with dependable
information and timely follow-up. We
take pride in providing not just a better mortgage, but a better mortgage
experience.
• Total access to a mortgage loan expert who can
answer your questions
• Complete control of the transaction from
application to close (in-house underwriting means we are the decision makers)
• Timely funding of your loan (we disburse our own
funds, so there are no delays)
• We will conduct ourselves with honesty and
integrity in every action and transaction
Credit
Solutions Center: Bridging the credit gap
State Street Mortgage, Ltd.’s Credit
Solutions Center is an initiative that creates opportunity for home buyers
in today’s challenging lending environment. Our full-service department is
dedicated to assisting any credit-challenged buyer looking to purchase a new
home. Our services include:
• State-of-the-art
credit disputing technology
• Credit score simulating software
• Monitoring and educational platform
• Call Center for buyer’s credit-based questions
• Risk-based pricing adaptation
The resources we offer will be utilized to qualify buyers and increase their credit scores. This will ensure that buyers are not affected by the higher rate and mortgage insurance. Also, if a buyer’s contingency sale fails, we want to contact the unsuccessful buyer in an attempt to salvage both deals. Our technologies and staff can be utilized instead of letting the buyer walk away from the possibility of purchasing a new home.
Under John Neal’s pioneering leadership, the John Neal Homes Team promises to build on over four decades of experience. 
We invite you to meet our Management, Sales and Design team members.
Our love of this community is at the foundation of our long-standing history in Manatee County. We are your neighbors, friends and family, all of whom make Southwest Florida home.
As a long-time Florida resident and member of the community, I have seen my home state boom and grow, face challenges and persevere much in the way its residents have.
Do you have a passion for Southwest Florida? 
At John Neal Homes, our goal is to ensure that your trust in us is well placed and that we meet and exceed your every expectation.
Whether you prefer casual or elegant, our experienced design team will work with you to create that perfect pool in an environment that will fit your Florida lifestyle. 
John Neal Homes, Inc. reserves the right to change elevations, floor plans, specifications and prices without notice. All renderings, elevations, floor plans and maps are an artist’s conception, and are not intended to be an actual depiction of the buildings, fencing, walks, driveways or landscaping. All dimensions have been calculated from architectural drawings and may be subject to minor variations during construction. This web site is for informational purposes only, and should not be the sole basis of a decision to purchase any property. Please see our sales representatives with any questions. We do business in accordance with the Federal Fair Housing Law. ©2011 John Neal Homes, Inc.